Terms and Conditions

1. Acceptance of Terms

By accessing or using the Grey Vaultholm Service, you confirm that you have read, understood, and agree to be bound by these Terms, along with our Privacy Policy. If you do not agree with any part of these Terms, you must discontinue use of the Service immediately.

2. Description of Service

Grey Vaultholm provides backtested, data-driven insights and decision-support tools intended for informational and educational purposes. The Service does not constitute financial, investment, tax, or legal advice, and no output generated through the Service should be interpreted as a recommendation to buy, sell, or hold any asset.

We may modify, suspend, or discontinue any feature of the Service at any time, with or without notice, and we shall not be liable for any consequences arising from such changes.

3. Eligibility

You must be at least 18 years of age and legally capable of entering into binding contracts to use the Service. By using the Service, you represent and warrant that you meet these requirements and that you are not prohibited from using the Service under any applicable law.

4. Account Registration

Certain features of the Service may require you to create an account. You agree to provide accurate, current, and complete information during registration and to keep this information up to date. You are solely responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account.

You must notify us promptly of any unauthorized use of your account or any other breach of security known to you.

5. No Investment Advice

All figures, models, projections, and illustrations presented through the Service are provided for informational and educational purposes only and are based on historical or simulated data. Past performance, backtested or otherwise, is not indicative of future results. Nothing within the Service should be construed as a solicitation, offer, or personalized recommendation regarding any financial instrument or strategy.

You acknowledge that any decisions made based on information obtained through the Service are made at your own discretion and risk. We strongly recommend consulting a licensed financial advisor before making any investment decisions.

6. Acceptable Use

You agree not to use the Service to:

• Violate any applicable local, national, or international law or regulation;
• Reproduce, duplicate, copy, sell, resell, or exploit any portion of the Service without express written permission;
• Attempt to reverse-engineer, decompile, or otherwise extract the underlying source code or models of the Service;
• Interfere with or disrupt the integrity or performance of the Service or its infrastructure;
• Use automated means to access the Service without our prior written consent.

7. Subscription, Fees, and Payment

Some features of the Service may be offered on a subscription or paid basis. Where applicable, pricing, billing cycles, and renewal terms will be disclosed to you prior to purchase. Unless otherwise stated, fees are non-refundable except where required by applicable law.

We reserve the right to modify our pricing structure at any time, provided that any changes will not affect fees already charged for a current billing period.

8. Intellectual Property

All content, features, and functionality of the Service, including but not limited to text, graphics, logos, and software, are the exclusive property of Grey Vaultholm or its licensors and are protected by applicable intellectual property laws. No right, title, or interest in the Service is transferred to you as a result of your use of the Service.

9. Third-Party Services and Links

The Service may contain links to or integrations with third-party websites, tools, or services that are not owned or controlled by Grey Vaultholm. We assume no responsibility for the content, privacy practices, or terms of any third-party services, and your interactions with such third parties are solely between you and them.

10. Disclaimer of Warranties

The Service is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, non-infringement, or accuracy of data. We do not warrant that the Service will be uninterrupted, error-free, or free from harmful components.

11. Limitation of Liability

To the fullest extent permitted by applicable law, Grey Vaultholm, its affiliates, officers, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or goodwill, arising from or related to your use of, or inability to use, the Service, even if advised of the possibility of such damages.

In no event shall our aggregate liability arising out of or relating to these Terms exceed the total amount, if any, paid by you to Grey Vaultholm during the twelve (12) months preceding the event giving rise to the liability.

12. Indemnification

You agree to indemnify, defend, and hold harmless Grey Vaultholm and its affiliates from and against any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or in any way connected with your access to or use of the Service, or your violation of these Terms.

13. Termination

We reserve the right to suspend or terminate your access to the Service at any time, without prior notice, for conduct that we believe violates these Terms or is otherwise harmful to other users, us, or third parties. You may terminate your account at any time by discontinuing use of the Service and, where applicable, following our account closure procedure.

14. Changes to These Terms

We may revise these Terms from time to time. The updated version will be indicated by an updated "last modified" date and will become effective as soon as it is published. Your continued use of the Service after any such changes constitutes your acceptance of the revised Terms.

15. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Grey Vaultholm is established, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the competent courts of that jurisdiction, unless otherwise required by mandatory applicable law.

16. Severability

If any provision of these Terms is found to be unenforceable or invalid under applicable law, that provision shall be limited or eliminated to the minimum extent necessary so that the remaining provisions of these Terms remain in full force and effect.

17. Contact

If you have any questions regarding these Terms, please reach out through the contact channels listed on our Contact page.